An interest is an agreement between a title owner and another party. There are a wide variety of agreements that the current online Land Registry system recognizes as interests. In the Old Paper-based System, the terms interest, endorsement, encumbrance and notice had related, but sometimes different meanings.  In the online system, there are over 150 types of interests that can be selected on the Application for Interest Registration.  These commonly include leases, mortgages, and easements. 

Interest Transaction Manual

This manual outlines the general procedures required for all four Interest Transaction types:

• Interest Registrations - The process by which an interest is registered on a title. You can register an interest against a parcel, title, an interest register, interest or an abstract directory record.  Interests were referred to as instruments in the Old Paper-based System.
  • Registering an easement? Click here for a description of easement attributes.
  • Registering an interest against fixtures or crops? Click here for the special PPSA requirements.
  • Registering an interest held by an estate? Click here for a description of personal representative interests.  
     
• Interest Assignments - The process by which you can change the holder of an existing interest.  An interest assignment was a transfer of an interest (or caveat) in the Old Paper-based System.
   
• Interest Amendments - The process by which you can change the terms of registration of the interest (i.e., adds an expiry date or changes the value).  An amendment is effective from the time it is registered.  If the amendment application is a renewal ( i.e., an extension to the expiry date), then the interest retains its original priority.
   
• Interest Discharges - The process by which you can remove an interest from a title. 
  • Discharging an annuity mortgage? Click here for the special rules.
  • Discharging an interest held by a deceased person? Click here for the special rules. 
     

Interest Lapsing

Lapsing an interest is the process by which an interest is determined to be invalid so that a discharge can be sought.  These procedures have changed effective, December 6, 2004.

Lapse of Interest Manual (Post December 6, 2004) - This manual details the process and legislation surrounding a Lapse of Interest commenced on or after December 6, 2004.

Lapse of Interest Manual (Pre December 6, 2004)  - This manual details the process and legislation surrounding a lapse of interest prior to December 6, 2004

Need Help?

Authorizations and Affidavits
Locks
Parcel Ties